What are terms and closing costs?

Home
Channel Thomas

To properly view this site, javascript must be enabled and Flash version 9 or higher must be installed.
Get the latest Flash player

Videos by this expert
All videos in this series
All Real Estate videos

Profile

Jeff Thomas

Subscribe to this Channel E-mail this expert Occupation: Mortgage Advisor
Company: Family Lender
Phone: 703-830-9808

http://www.lendingsolutions.net

Expert: Jeff Thomas
Total views for this Expert: 141487

Jeff Thomas is a Mortgage Advisor and Financial Educator with Family Lender, Inc. located in Fairfax, Virginia. Jeff has seen the mortgage business change significantly in the 15 years he has been in the business. Changes such zero down loans, to relaxed underwriting guidelines to borrowing more than the house is actually worth on a purchase or refinance transaction.

With the changes in the mortgage industry, Jeff has had to make changes in the way he performs his job. Jeff originally thought he was a loan originator, but after realizing the positive impact he could have on other peoples lives he made some basic adjustments to his business and now sees his position and career as a financial educator.

By taking the time upfront to get to know the people he serves, Jeff has been able to positively impact and improve the lives of the people he works with by providing relevant and timely advice. . This assistance comes in many forms, from insurance to painting to helping interview the right retirement professional. This core group of professionals allows Jeff to concentrate on providing the right advice for each person he works with.

Jeff is one of 200 people in the country that is both a Certified Mortgage Planning Specialist – CMPS and a Certified Liability Advisor – CLA. Jeff recently co-authored a book with Todd Ballinger, called “Borrow Smart Retire Rich”. The principles addressed in the book will be covered throughout the video.

Jeff hopes you gain insight on how to purchase and finance a home and hopefully you will find your time well spent and walk away with some information you did not know before. Jeff Thomas, Where Advice Does Make A Difference!

MonkeySee

What are terms and closing costs?

What are terms and closing costs?

What is a point?

Do I need to pay for anything up front?

What is an appraisal?

Are there any additional charges?

What is the purpose of a good faith estimate?

When and how would I know my loan has been approved?

How long does the mortgage process take?

What happens at closing?

How does credit fit into the mortgage equation?

What are terms and closing costs?

What is the difference between pre-qualifying and pre-approval?

What do I look for in a realtor?

What types of mortgages are available?

How does your mortgage decision relate to product?

Introduction to Homeowners Insurance

Buying A First Home

Investment For Beginners

Investment Planning

Best Investment Options

Investment Strategies

Investment Management

Business Planning

Business Planning - What is the best entity to use when starting a business?

Business Planning – Advantages and disadvantages of LLC’s and S corps

Business Planning – Non-Compete agreements

Business Planning – Top negotiating techniques for lease agreements