Ric Edelman: Hi! I am Ric Edelman, Barron's number one ranked independent Financial Advisor. Today, we're here to talk about the four steps to create a solid foundation for your financial future. Everyone invests for different reasons, pay for college, buy a home, retire comfortably or reach some other goal. But no matter what your goal follow these four simple steps, Saving Regularly, Investing for the Long-Term, Diversifying and Rebalancing.

In this video series, we'll explore each of these steps and how they can help you meet your investment goals. In our first video on savings we are going to talk about why you're having trouble finding money to invest, and how you really can start saving?

Then we'll talk about investing for the long term and why that's the best way to help you capture profits?

In our third video on diversifying, you'll learn the difference between small risks and big ones and finally in our video on rebalancing, you'll learn the secret to investment in success that most investors ignore.

Please keep in mind that all investments are subject to risks and fees and there is no substitute for consulting with a knowledgeable professional.

Carefully consider your objectives as well as risks, expenses and tax implications before investing.