Understanding the High Costs of Smoking
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Understanding the High Costs of Smoking
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National Association of Health Underwriters
National Association of Health Underwriters
703-276-0220
info@nahu.org
The National Association of Health Underwriters represents more than 100,000 licensed health insurance agents, brokers, consultants and benefit professionals through more than 200 chapters across America. NAHU members service the health insurance needs of large and small employers as well as people seeking individual health insurance coverage. Every day, NAHU members work to obtain insurance for clients who are struggling to balance their desire to purchase high-quality and comprehensive health coverage with the reality of rapidly escalating medical care costs. As such, one of NAHU's primary goals is to do everything we can to promote access to affordable health insurance coverage.
NAHU members help millions of consumers by guiding them through the complexities of health insurance purchasing and enrollment, while ensuring they get the best policy at the most affordable price. We seek to understand each personal situation to create recommendations that complement a client's financial and medical security needs. And our job does not end with the sale. Our licensed producers help their clients with claims issues, service questions and compliance matters throughout the life of each policy they sell.
The clients of NAHU members range from Fortune 500 companies to mom-and-pop businesses and individuals seeking health insurance. Our members have a unique understanding of consumer health care needs, the perspective of business owners and the economic realties of health insurance markets. We not only sell traditional health insurance products, but also coverage such as dental, long-term care, disability, Medicare Advantage and Medicare Supplements and a variety of consumer-driven products. Members agree to abide by NAHU's Code of Ethics, which requires them to always make health care coverage recommendations with the customer's best interest in mind.
NAHU offers its members a multitude of educational opportunities, including advanced designation programs, continuing-education classes and online learning. NAHU provides its members with professional conferences and networking functions, publications and business-development tools. We also conduct advocacy efforts at the state and federal levels of government to advance the interests of health insurance professionals and to promote affordable and responsible private health insurance market solutions.
Understanding the High Costs of Smoking
In this video, health benefit professional Tom Harte discusses the high cost of smoking. Up to 70% of the cost of health care in the United States is the result of preventable healthcare conditions, and this video series addresses how smoking places a tremendous burden on our nation’s economy as well as our physical health.
Transcripts
Tom Harte: Hi! My name is Tom Harte. I'm a Board Member of the National Association of Health Underwriters and President of Landmark Benefits. Today I'm going to be discussing how to understand the high costs of smoking.
Did you know that up to 70% of the cost of healthcare in The United States of America is result of preventable healthcare conditions; decisions that Americans make everyday have a dramatic impact on the cost of your health insurance premiums. In this video series I'll address the tremendous burden that smoking places on our nation's economy.
Next, I'll discuss the benefits of smoking cessation programs, and how cost effective they can be. I'll also examine the financial consequences of smoking which go way beyond just the cost of cigarettes.
Before we begin, let me tell you a little bit about myself and the National Association of Health Underwriters. NAHU represents more than 100,000 health insurance agents, brokers, and consultants who provide insurance to millions of Americans. Our members serve employers and individual consumers in accessing and purchasing affordable health insurance and related products. As a Board Member of NAHU I strive to effect positive change through involvement in the legislative process as well as industry and professional organizations. So let's get started understanding the high costs of smoking.
What are non-cigarette products and are they addictive?
Open a Beer Bottle Using a Cigarette Lighter
Why is it so hard to quit smoking?
What makes tobacco and smoking so harmful?
What type of tobacco is the safest to smoke?
What are the medications that help you quit smoking?
What is second hand smoke & third hand smoke?
Is it dangerous to smoke around children?
What are the smoking risks for pregnant women and their unborn babies?
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