Smoking Cessation - The Latest Sensation in Employee Wellness Programs
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Understanding the High Costs of Smoking
Smoking Cessation - The High Costs of Smoking
Smoking Cessation - The Latest Sensation in Employee Wellness Programs
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National Association of Health Underwriters
National Association of Health Underwriters
703-276-0220
info@nahu.org
The National Association of Health Underwriters represents more than 100,000 licensed health insurance agents, brokers, consultants and benefit professionals through more than 200 chapters across America. NAHU members service the health insurance needs of large and small employers as well as people seeking individual health insurance coverage. Every day, NAHU members work to obtain insurance for clients who are struggling to balance their desire to purchase high-quality and comprehensive health coverage with the reality of rapidly escalating medical care costs. As such, one of NAHU's primary goals is to do everything we can to promote access to affordable health insurance coverage.
NAHU members help millions of consumers by guiding them through the complexities of health insurance purchasing and enrollment, while ensuring they get the best policy at the most affordable price. We seek to understand each personal situation to create recommendations that complement a client's financial and medical security needs. And our job does not end with the sale. Our licensed producers help their clients with claims issues, service questions and compliance matters throughout the life of each policy they sell.
The clients of NAHU members range from Fortune 500 companies to mom-and-pop businesses and individuals seeking health insurance. Our members have a unique understanding of consumer health care needs, the perspective of business owners and the economic realties of health insurance markets. We not only sell traditional health insurance products, but also coverage such as dental, long-term care, disability, Medicare Advantage and Medicare Supplements and a variety of consumer-driven products. Members agree to abide by NAHU's Code of Ethics, which requires them to always make health care coverage recommendations with the customer's best interest in mind.
NAHU offers its members a multitude of educational opportunities, including advanced designation programs, continuing-education classes and online learning. NAHU provides its members with professional conferences and networking functions, publications and business-development tools. We also conduct advocacy efforts at the state and federal levels of government to advance the interests of health insurance professionals and to promote affordable and responsible private health insurance market solutions.
Smoking Cessation - The Latest Sensation in Employee Wellness Programs
In this video, health benefit professional Tom Harte discusses the benefits of smoking cessation wellness programs. The life-style choices we make are within our control, and it’s time we make a difference in our lives and our community.
Transcripts
Tom Harte: Hi! I am Tom Harte, Board Member of the National Association of Health Underwriters and President of Landmark Benefits. Today I am discussing the benefits of Smoking Cessation Wellness Programs. Quitting smoking is not easy. It requires behavioral and lifestyle changes that takes self-discipline and determination. Smoking Cessation programs offered by your employer or your health insurance plan can make it a lot easier. Your doctors can be very influential in helping you to stop smoking. And an office visit is the first place to start. You doctor can encourage you, counsel you about strategies and recommend pharmaceutical aids. If you do not have a regular practitioner, your health plan provider can recommend a physician who has a proven track record of success. Most plans offer individual, group and telephone counseling. The effectiveness of counseling treatment increases with the intensity, so multiple types of counseling ensures access to many different types of intervention. Medication therapy is another important option for smoking cessation treatment. Studies have shown that nicotine replacement therapy along with the program that helps to change your behavior can double your chances of quitting and staying quit. Half of the current smoking cessation plans achieve 50% or better success rates with nearly 20% of the plans achieving 75% or above. Tools and resources for smoking cessation programs can be found on websites and newsletters. A quick kit generally includes a letter, advising you of ways to stop smoking, a guide to stop smoking, worksheets to monitor your progress, and other helpful tools.
The financial consequences of lighting up go far beyond the cost of a pack of cigarettes, smokers pay more for insurance, they lose money on the resale value of their cars and homes and they spend extra on dry cleaning and teeth cleaning. A forty year old too quits and puts his savings into a 41K. You can save almost $250,000 by age 70. The less style of choices we make, are within our control, and it is time for us to make a difference in our lives and the lives of our community.
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Why is it so hard to quit smoking?
What makes tobacco and smoking so harmful?
What type of tobacco is the safest to smoke?
What are the medications that help you quit smoking?
What is second hand smoke & third hand smoke?
Is it dangerous to smoke around children?
What are the smoking risks for pregnant women and their unborn babies?
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