Ric Edelman: H! I am Ric Edelman, ranked the number one Independent Financial Advisor in the nation by Barron's.

This week I am showing you how to complete a yearend review of your investments. The reason you have investments is so you can meet your financial goals, and the end of the year is the perfect time to think about those goals. May be it's retirement or dreams for travel. Perhaps you are focused on paying for college or a wedding. May be you want to start a business. If your plans are changing, your portfolio may need to change too. Also consider your attitude about risk. May be risk bothers you more now than it did before. Your portfolio should reflect how you feel right now. Investment changes don't have to be dramatic; you might need to make just small adjustments. But over the years, small adjustments can make a big difference, which is why it's important that you review your portfolio every year. If you don't know where to begin, go to ricedelman.

com and use my guide to portfolio selection. It's a quick and easy tool that will help you examine your circumstances, your goals and risk tolerance, and show you a portfolio that's appropriate for your needs.

You can also sign up for a free no-obligation portfolio review at ricedelman.

com or by calling 888 plain Ric. Visit the GPS, it's fast fun, it's fun, and it's free.