Obesity - Addressing the Issue with Employee Wellness Programs
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Obesity - Addressing the Issue with Employee Wellness Programs
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National Association of Health Underwriters
National Association of Health Underwriters
703-276-0220
info@nahu.org
The National Association of Health Underwriters represents more than 100,000 licensed health insurance agents, brokers, consultants and benefit professionals through more than 200 chapters across America. NAHU members service the health insurance needs of large and small employers as well as people seeking individual health insurance coverage. Every day, NAHU members work to obtain insurance for clients who are struggling to balance their desire to purchase high-quality and comprehensive health coverage with the reality of rapidly escalating medical care costs. As such, one of NAHU's primary goals is to do everything we can to promote access to affordable health insurance coverage.
NAHU members help millions of consumers by guiding them through the complexities of health insurance purchasing and enrollment, while ensuring they get the best policy at the most affordable price. We seek to understand each personal situation to create recommendations that complement a client's financial and medical security needs. And our job does not end with the sale. Our licensed producers help their clients with claims issues, service questions and compliance matters throughout the life of each policy they sell.
The clients of NAHU members range from Fortune 500 companies to mom-and-pop businesses and individuals seeking health insurance. Our members have a unique understanding of consumer health care needs, the perspective of business owners and the economic realties of health insurance markets. We not only sell traditional health insurance products, but also coverage such as dental, long-term care, disability, Medicare Advantage and Medicare Supplements and a variety of consumer-driven products. Members agree to abide by NAHU's Code of Ethics, which requires them to always make health care coverage recommendations with the customer's best interest in mind.
NAHU offers its members a multitude of educational opportunities, including advanced designation programs, continuing-education classes and online learning. NAHU provides its members with professional conferences and networking functions, publications and business-development tools. We also conduct advocacy efforts at the state and federal levels of government to advance the interests of health insurance professionals and to promote affordable and responsible private health insurance market solutions.
Obesity - Addressing the Issue with Employee Wellness Programs
In this video, health benefit professional Tom Harte discusses the high cost of obesity in this country and how employee wellness programs are helping fight this epidemic. Employers have vested interest in understanding the connection between wellness and lower insurance premiums. Obesity alone costs US companies $13 billion annually and these workers have 36% higher medical costs than fit employees.
Transcripts
Tom Harte: Hi! I am Tom Harte, Board Member of the National Association of Health Underwriters. Today I am discussing the high cost of obesity in this country and how employ wellness programs are helping fight this epidemic.
Obesity is on the rise; with two in three adults in the United States, categorized as either obese or overweight and one of five American children suffering from the same condition. Being overweight or obese makes people more likely to develop a variety of health problems, including diabetes, heart disease and cancer.
Did you know that less than 50% of Americans eat the daily recommended number of fruits and vegetables and less than 25% get the recommended amounts of exercise? The consequence of these choices cost taxpayers money, hurt business productivity and diminish the quality of life for millions of Americans.
Inactive lifestyles and poor eating habits are much of the reason our nation's cost of health care now exceeds $2 trillion. These medical cost directly affect all of us; from employers to taxpayers to American families. But the drastic changes to diet and exercise needed to improve this condition aren't easy. It requires behavioral and lifestyle changes that take self-discipline and determination as well as education and resources to understand how to make these changes safely.
Employers have vested interest in understanding the connection between wellness and lower insurance premiums. Obesity alone costs US companies $13 billion annually and these workers have 36% higher medical costs than fit employees. Employers that invest in employee health are making a sound investment.
A multitude of studies show a return of $3 for every dollar invested and the good news is employees want to improve their health and participation in employer-sponsored bombs programs is increasing, as employees take personal steps to make a difference in the cost of health care.
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How is obesity defined in childhood?
What can be done to reduce childhood weight problems?
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Childhood Obesity Basics
Childhood Obesity - Promote a Healthy Lifestyle
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Vaccines for Children
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