Sarah Toffoli: Hi! I am Sarah with Wells Fargo & Company. Saving energy is not only green, it will save you green. Today we're discussing how you can be environmentally friendly and save lots of money in your home and at your office. If you combine energy-savings in your home and your office it can amount to thousands of dollars per year. Using a programmable thermostat can save you 10 to 20 percent on your heating and cooling bills. Floor and ceiling fans, space heaters when it's cold and well-insulated windows and doors can help you further reduce your energy costs.

You can switch to fluorescent lighting and cut down on your electric bill and the cost of replacing light bulbs. In your kitchen you can save energy by switching to Energy Star appliances. There are often Federal and State tax credits available for many of these eco-friendly purchases.

If you're planning to stay in your home or office for more than a few years you may want to consider solar panels and other renewable energy. There are many tax-benefits available for you to install solar panels at your home or business. Wells Fargo and other banks have offered financial rewards in addition to the tax credits to their customers who install the solar panels in their homes.

Being a safe driver is not only a great way to avoid accidents but it can also save energy and cut down on auto-emissions. How you drive your car can affect how much gas you use. Smooth acceleration, using the cruise-control and coasting to a stop can save a lot of gas. You could also park your car altogether and try carpooling or public transportation once or twice a week.

Switching to online financial statements for your bank, credit card and utility statements is very eco-friendly and will save the companies you do business with, lots of money.

If only 20 percent of American households switched from paper to electronic bills, statements and payments each year it would save 150 million pounds of paper and help avoid nearly 2 million Tons of greenhouse gases.

As of September 2010, Wells Fargo customers who switched to online statements helped us save more than 180,000 trees.