What should I consider before investing?
Get the latest Flash player
How do I start investing?
What is a broker?
What is a financial custodian?
Is my money FDIC insured?
Is my money safe?
Are there things I can do to keep from losing money?
What should I consider before investing?
What is an asset class?
Financial Planning
Are there rules for handling finances when you are married?
What is the fastest way of doubling my money?
What are the categories and types of U.S. Bonds?
What are the asset classes within appreciation?
What investments fall in the asset class "Hard Asset Stocks?"
How long should I plan on needing money during retirement?
What is a stock index?
How can I keep the expenses of investing as low as possible?
How is a stock's price determined?
What is a mutual fund?
How do I start investing?
What different types of accounts are there?
What is dollar cost averaging?
Is bankruptcy ever the right option?
Why does the stock market fluctuate?
In addition to finances, what issues are important for retirement planning?
The Importance of a Written Financial Plan for Retirement
Investing the Right Way During Retirement
Avoid CD Investment For Retirement
Systemic Withdrawal Plan For Retirement Investments
Creating A Plan For Retirement
Understanding Health Care Costs During Retirement
Refinancing A Mortgage Before Retirement
Evaluate Income Sources Before Retirement
Annuitizing Income
Financial Strategy For A Down Economy
Investment For Beginners
Investment Planning
David John Marotta
President, Marotta Wealth Management, Inc., Marotta Wealth Management, Inc.
434-244-0000
questions@emarotta.com
David John Marotta is the President of Marotta Wealth Management, a fee-only financial planning and asset management firm in Charlottesville, Virginia. He is an oft-quoted writer and speaker on financial matters and his weekly financial column can be found at www.eMarotta.com
What should I consider before investing?
Host: What should I consider before investing?
David Morotta: Before investing any money, you need to have a few things that are straight. First of all you need to have a budget and know that your cash flow is positive, so what comes in and what goes out, what comes in is greater than what goes out and you are putting money into your savings and investments.
Second, you need to make sure that you have put money a way, you have built up an emergency fund.
Transcripts
Host: What should I consider before investing?
David Morotta: Before investing any money, you need to have a few things that are straight. First of all you need to have a budget and know that your cash flow is positive, so what comes in and what goes out, what comes in is greater than what goes out and you are putting money into your savings and investments.
Second, you need to make sure that you have put money a way, you have built up an emergency fund. So, if something happens and you lose your job or you need expenses or the car breaks, that you have an emergency fund that you can spend out of.
Then after those things are straight, then you can start investing and you should start investing for appreciation and diversifying for growth.
When should parents introduce the concept of money?
How should parents introduce money to preschoolers?
When should children begin earning money outside the house?
How to Teach Your Kids About Money
Why is it important to teach my kids about money?
How early should I begin teaching my kids about money?
Should I rely on schools to educate my children about money?
What are good ways to teach younger children about money?
How can I help my teens learn good money habits?
(Add Comment)