Does credit counseling really work?
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If I have poor credit from too many late payments how do I start repairing my credit?
Does credit counseling really work?
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Markita has been called :The Queen of Mortgage Financing especially after a BK". Since 2002, Markita has been a top-producing loan officer with WestStar Mortgage located in Lake Ridge, VA. She offers her clients expert service in mortgage financing regardless of credit history. Markita's former career as a professional basketball player with the "Washington Mystics of the WNBA" has been her foundation for creating a TEAM atmosphere when dealing with her mortgage clients. She truly believes Together Everyone Accomplishes More! You can visit her website at <a>www.TheLendingAdvisors.com</a> for more information and several FREE mortgage reports that reveal lending secrets other mortgage bankers don't want you to know!
Does credit counseling really work?
Host: Does credit counseling really work?
Markita Aldridge: Yes, credit counseling does work, you just have to be very careful again with the companies that you choose, we always recommend that you go to the better business bureau or look on the federal trade commissions webpage to see if these companies are reputable. What happens with credit counseling, you can not do the same thing yourself, they basically negotiate payments on your behalf to be made to your creditors and the reason why it is very successful is that the creditors actually are the companies that pay for credit counseling. So, they are actually the bankers of credit counseling because they feel like it is better to give some money paid back versus none at all.
Transcripts
Host: Does credit counseling really work?
Markita Aldridge: Yes, credit counseling does work, you just have to be very careful again with the companies that you choose, we always recommend that you go to the better business bureau or look on the federal trade commissions webpage to see if these companies are reputable. What happens with credit counseling, you can not do the same thing yourself, they basically negotiate payments on your behalf to be made to your creditors and the reason why it is very successful is that the creditors actually are the companies that pay for credit counseling. So, they are actually the bankers of credit counseling because they feel like it is better to give some money paid back versus none at all.
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