Home  |  Personal Finance  |  Money Management  | 

How to Improve Your Credit Score

Who is responsible for correcting inaccurate information?

To properly view this site, javascript must be enabled and Flash version 9 or higher must be installed.
Get the latest Flash player

  • What is credit?

    In this video, Vikki Frank, Kandance Beamon, and Linda Stroman, financial education providers describe several key areas to address regarding debt reduction and elimination.

  • What is a credit score?

    In this video, Vikki Frank, Kandance Beamon, and Linda Stroman, financial education providers describe several key areas to address regarding debt reduction and elimination.

  • How to Repair your Credit

    In this video, financial planning professional and member of the Financial Planning Association®, Cal Brown, MST, CFP®, describes the four important steps to improving your credit.

  • Checking your Credit Report

    In this video, financial planning professional and member of the Financial Planning Association®, Cal Brown, MST, CFP®, describes the four important steps to improving your credit.

  • Improving your Credit Score

    In this video, financial planning professional and member of the Financial Planning Association®, Cal Brown, MST, CFP®, describes the four important steps to improving your credit.

  • How to Read & Correct Credit Report Errors

    In this video, financial planning professional and member of the Financial Planning Association®, Cal Brown, MST, CFP®, describes the four important steps to improving your credit.

  • Who uses credit scores?

  • What is the overall best credit mix?

  • Understanding Credit Scores

  • What is debt?

    In this video, Vikki Frank, Kandance Beamon, and Linda Stroman, financial education providers describe several key areas to address regarding debt reduction and elimination.

Markita Aldridge
Mortgage Consultant, WestStar Mortgage
www.thelendingadvisors.com  
703-497-3936

Markita has been called :The Queen of Mortgage Financing especially after a BK". Since 2002, Markita has been a top-producing loan officer with WestStar Mortgage located in Lake Ridge, VA. She offers her clients expert service in mortgage financing regardless of credit history. Markita's former career as a professional basketball player with the "Washington Mystics of the WNBA" has been her foundation for creating a TEAM atmosphere when dealing with her mortgage clients. She truly believes Together Everyone Accomplishes More! You can visit her website at <a>www.TheLendingAdvisors.com</a> for more information and several FREE mortgage reports that reveal lending secrets other mortgage bankers don't want you to know!

Who is responsible for correcting inaccurate information?

 

This expert: 29,435 views

This series: 9,413 views

Download - Coming Soon!
Tags:

Credit

,

Debt

,

Bills

,

Payments

,

Pay

,

Counseling

,

Cancellation plan

,

Bankruptcy

,

Financial

,

Finances

,

Money

Comments:

0 (Read Comments) (Add Comment)

Print

Transcripts

Host: Who is responsible for correcting inaccurate information?

Markita Aldridge-Woods: Well, the credit bureau is responsible for doing an investigation. Once you initiate that request, they do have the liability of going and checking with the creditor and making sure that that information is correct. If they don t do that within 30 days of you sending out your request for that, then they have to remove that information because they haven t done the due diligence. Also, the creditor does have some liability to correct information, but they again have to be contacted and told what information is incorrect. So, your best place to get something corrected is with the credit reporting company themselves, which is either Experian, Equifax or Trans Union.

Other Videos

  • What is identity theft?

    What is identity theft?

    In this video, Linda Sherry details the best ways to prevent identity theft and what you can do if you think your identity has been stolen.
  • In addition to finances, what issues are important for retirement planning?

    In addition to finances, what issues are important for ...

  • Why is it so important to determine all cash needs before starting a business?

    Why is it so important to determine all cash needs ...

  • What is a budget?

    What is a budget?

    In this video, Vikki Frank, Kandance Beamon, and Linda Stroman, financial education providers describe several key areas to address regarding debt reduction and elimination. This video is designed to deliver basic financial information to assist individuals and families to be able to identify goals and process strategies for their specific financial needs. The topics included in this video cover are: self-evaluation of debt load, budgeting strategies, understanding the effects on your credit and scores, why savings is important, how to develop a debt elimination plan, and the importance of financial education and how financial counseling may be useful.
  • What are the categories and types of U.S. Bonds?

    What are the categories and types of U.S. Bonds?

  • What is financial aid?

    What is financial aid?

    This video discusses the steps a high school student should take to begin the process for identifying the right choices and applying to college. It will provide you with both facts and expert opinion on various aspects of the college selection and admission process. There are suggestions on how to plan and strategize for gaining admittance to college. In addition, it will highlight different aspects of the process and breaks each down to a specific segment like standardized tests, college essays, financial aid, etc. to name just a few. We will offer suggestions on how to get started, remain on schedule and finally how to make the best choice for college. This video will provide every student and parent with the necessary insight as to how to begin and best move forward with the college process.