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Host: Who is responsible for correcting inaccurate information?
Markita Aldridge-Woods: Well, the credit bureau is responsible for doing an investigation. Once you initiate that request, they do have the liability of going and checking with the creditor and making sure that that information is correct. If they don t do that within 30 days of you sending out your request for that, then they have to remove that information because they haven t done the due diligence. Also, the creditor does have some liability to correct information, but they again have to be contacted and told what information is incorrect. So, your best place to get something corrected is with the credit reporting company themselves, which is either Experian, Equifax or Trans Union.
Expert: Markita Aldridge
Mortgage Consultant
Markita has been called :The Queen of Mortgage Financing especially after a BK". Since 2002, Markita has been a top-producing loan officer with WestStar Mortgage located in Lake Ridge, VA. She offers her clients expert service in mortgage financing regardless of credit history. Markita's former career as a professional basketball player with the "Washington Mystics of the WNBA" has been her More »
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Tags: Credit, Debt, Bills, Payments, Pay, Counseling, Cancellation plan, Bankruptcy, Financial, Finances, Money
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