Understanding Credit Scores
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Understanding Credit Scores
Who uses credit scores?
Why are credit scores so important?
How do I find out what my credit score is?
Do I have more than one credit score & what are they?
Why is each credit score different?
Is paying credit cards more important than installment loans or mortgages?
I'm at the maximum limit on my card. Will it affect my score even if I pay on time?
How do late payments & other negatives from 2 years ago affect my score?
What is the worst type of credit account I could have?
What is the overall best credit mix?
If I have poor credit from too many late payments how do I start repairing my credit?
Are companies' claims offering credit repair legitimate?
Understanding Credit Scores
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Markita has been called :The Queen of Mortgage Financing especially after a BK". Since 2002, Markita has been a top-producing loan officer with WestStar Mortgage located in Lake Ridge, VA. She offers her clients expert service in mortgage financing regardless of credit history. Markita's former career as a professional basketball player with the "Washington Mystics of the WNBA" has been her foundation for creating a TEAM atmosphere when dealing with her mortgage clients. She truly believes Together Everyone Accomplishes More! You can visit her website at <a>www.TheLendingAdvisors.com</a> for more information and several FREE mortgage reports that reveal lending secrets other mortgage bankers don't want you to know!
Understanding Credit Scores
Markita Aldridge-Woods: Hi! This is Markita Aldridge-Woods, WestStar Mortgage. I am here to talk about tips on improving your credit scores. We are actually going to deal with four different areas; what is a credit score; what impacts your credit score; how to legally improve your credit score and ways to actually deal with debt.
Transcripts
Markita Aldridge-Woods: Hi! This is Markita Aldridge-Woods, WestStar Mortgage. I am here to talk about tips on improving your credit scores. We are actually going to deal with four different areas; what is a credit score; what impacts your credit score; how to legally improve your credit score and ways to actually deal with debt. First, let me tell you a little bit about myself. I have been working at WestStar Mortgage for the last five years. I am actually a Senior Loan Officer and I have sold millions of mortgage loans. Many of those loans have been for people that haven t had great credit. We ve helped them to improve their credit to get them ready to actually purchase a home. So, now let's get started on helping you improve your credit score.
What is credit?
What is a credit score?
How to Repair your Credit
Checking your Credit Report
How to Read & Correct Credit Report Errors
Improving your Credit Score
Are companies' claims offering credit repair legitimate?
What should I do if there is inaccurate information on my credit report?
Can I legally stop inquiries to my credit score?
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