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Understanding Credit Scores

What is the overall best credit mix?

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  • Markita Aldridge

    Mortgage Consultant, WestStar Mortgage

    www.thelendingadvisors.com  
    703-497-3936

    Markita has been called :The Queen of Mortgage Financing especially after a BK. Since 2002, Markita has been a top-producing loan officer with WestStar Mortgage located in Lake Ridge, VA. She offers her clients expert service in mortgage financing regardless of credit history. Markita's former career as a professional basketball player with the Washington Mystics of the WNBA has been her foundation for creating a TEAM atmosphere when dealing with her mortgage clients. She truly believes Together Everyone Accomplishes More! You can visit her website at awww.TheLendingAdvisors.com/a for more information and several FREE mortgage reports that reveal lending secrets other mortgage bankers don't want you to know!

  • What is the overall best credit mix?

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  • Transcripts

    Host: What is the overall best credit mix?

    Markita Aldridge-Woods: Well, that actually varies from person to person. Now, what might be best for me and what affects my score might be different from what actually affects your score, but overall you don t want to have just one type of credit. You don t want to have all credit cards, or all installment loans and installment loans are like car payments, student loans or mortgages; you really want to have a mix of both. So, if you are just starting out with credit, you want to maybe have a car loan with a few credit cards versus all credit cards or again all installment loans.

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