What do I look for in a realtor?

What do I look for in a realtor?

How do I find an agent?

How do I find an agent?

If I don't like the realtor I chose, am I stuck with them?

If I don't like the realtor I chose, am I stuck with them?

What do I look for in a mortgage advisor?

What do I look for in a mortgage advisor?

With all the lenders out there, How do I know I'm getting a good rate?

With all the lenders out there, How do I know I'm getting a good rate?

How do I know how much house I can afford?

How do I know how much house I can afford?

How does credit fit into the mortgage equation?

How does credit fit into the mortgage equation?

What are terms and closing costs?

What are terms and closing costs?

What is the difference between pre-qualifying and pre-approval?

What is the difference between pre-qualifying and pre-approval?

What do I look for in a realtor?

What do I look for in a realtor?

What types of mortgages are available?

What types of mortgages are available?

How does your mortgage decision relate to product?

How does your mortgage decision relate to product?

Introduction to Homeowners Insurance

Introduction to Homeowners Insurance

Buying A First Home

Buying A First Home

Investment For Beginners

Investment For Beginners

Investment Planning

Investment Planning

Best Investment Options

Best Investment Options

Investment Strategies

Investment Strategies

Investment Management

Investment Management

Business Planning

Business Planning

Business Planning - What is the best entity to use when starting a business?

Business Planning - What is the best entity to use when starting a business?

Business Planning – Advantages and disadvantages of LLC’s and S corps

Business Planning – Advantages and disadvantages of LLC’s and S corps

Business Planning – Non-Compete agreements

Business Planning – Non-Compete agreements

Business Planning – Top negotiating techniques for lease agreements

Business Planning – Top negotiating techniques for lease agreements

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Jeff Thomas

Mortgage Advisor, Family Lender

www.lendingsolutions.net  

703-830-9808

Jeff Thomas is a Mortgage Advisor and Financial Educator with Family Lender, Inc. located in Fairfax, Virginia. Jeff has seen the mortgage business change significantly in the 15 years he has been in the business. Changes such zero down loans, to relaxed underwriting guidelines to borrowing more than the house is actually worth on a purchase or refinance transaction. 

With the changes in the mortgage industry, Jeff has had to make changes in the way he performs his job. Jeff originally thought he was a loan originator, but after realizing the positive impact he could have on other peoples lives he made some basic adjustments to his business and now sees his position and career as a financial educator.

By taking the time upfront to get to know the people he serves, Jeff has been able to positively impact and improve the lives of the people he works with by providing relevant and timely advice. . This assistance comes in many forms, from insurance to painting to helping interview the right retirement professional. This core group of professionals allows Jeff to concentrate on providing the right advice for each person he works with.

Jeff is one of 200 people in the country that is both a Certified Mortgage Planning Specialist – CMPS and a Certified Liability Advisor – CLA. Jeff recently co-authored a book with Todd Ballinger, called “Borrow Smart Retire Rich”.  The principles addressed in the book will be covered throughout the video. 

Jeff hopes you gain insight on how to purchase and finance a home and hopefully you will find your time well spent and walk away with some information you did not know before.  Jeff Thomas, Where Advice Does Make A Difference!

 

What do I look for in a realtor?

Mortgage Advisor Jeff Thomas discusses what to look for in a realtor and the difference between realtors and real estate agents.

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Jeff Thomas: I am Jeff Thomas, a Mortgage Advisor with Family Lender Inc. Today we are going to discuss the process you go through to find a house and the mortgage process itself. To tell you a little bit about myself, I have been in the Mortgage Industry for 15 years and recently I co-authored a book with Todd Ballenger called Borrow Smart Retire Rich. There are seven parts for the book, which we will discuss at the end of the video. Today we are going to discuss the process that you go through on how to find a house and the find a Realtor?

Host: What do I look for in a Realtor?

Jeff Thomas: The first thing want to look for is a full-time realtor; part time realtor is probably going to have more households than you are going to want. But, the most important part of that is just because you are working with the real estate agent doesn t mean you are working with a realtor. A realtor is somebody that is a member of the National Association of Realtors. They subscribe to a code of ethics on how to deal with you and how to deal with the transaction.

The next part of that is you want somebody that has probably gone to -- and takes some extra classes either a GRI which is a Graduate of the REALTOR Institute and credited buyer s agent. You want people that have taken the time and spent some money to increase certain knowledge, so they can better serve you either; A, through home finding or B, through negotiations.

How does credit fit into the mortgage equation?

How does credit fit into the mortgage equation?

What are the key obstacles associated with character as it relates to getting a mortgage?

What are the key obstacles associated with character as it relates to getting a mortgage?

How long does the mortgage process take?

How long does the mortgage process take?

What information will we need to provide when applying for a mortgage?

What information will we need to provide when applying for a mortgage?

How does your mortgage decision relate to product?

How does your mortgage decision relate to product?

How does your mortgage decision relate to payment?

How does your mortgage decision relate to payment?

How does your mortgage decision relate to availability?

How does your mortgage decision relate to availability?

How does your mortgage decision relate to amount?

How does your mortgage decision relate to amount?

How does your mortgage decision relate to management?

How does your mortgage decision relate to management?

How does your mortgage decision relate to protection?

How does your mortgage decision relate to protection?