What do I look for in a realtor?

What do I look for in a realtor?

How do I find an agent?

How do I find an agent?

If I don't like the realtor I chose, am I stuck with them?

If I don't like the realtor I chose, am I stuck with them?

What do I look for in a mortgage advisor?

What do I look for in a mortgage advisor?

With all the lenders out there, How do I know I'm getting a good rate?

With all the lenders out there, How do I know I'm getting a good rate?

How do I know how much house I can afford?

How do I know how much house I can afford?

How does credit fit into the mortgage equation?

How does credit fit into the mortgage equation?

What are terms and closing costs?

What are terms and closing costs?

What is the difference between pre-qualifying and pre-approval?

What is the difference between pre-qualifying and pre-approval?

What do I look for in a realtor?

What do I look for in a realtor?

What types of mortgages are available?

What types of mortgages are available?

How does your mortgage decision relate to product?

How does your mortgage decision relate to product?

Introduction to Homeowners Insurance

Introduction to Homeowners Insurance

Buying A First Home

Buying A First Home

Investment For Beginners

Investment For Beginners

Investment Planning

Investment Planning

Best Investment Options

Best Investment Options

Investment Strategies

Investment Strategies

Investment Management

Investment Management

Business Planning

Business Planning

Business Planning - What is the best entity to use when starting a business?

Business Planning - What is the best entity to use when starting a business?

Business Planning – Advantages and disadvantages of LLC’s and S corps

Business Planning – Advantages and disadvantages of LLC’s and S corps

Business Planning – Non-Compete agreements

Business Planning – Non-Compete agreements

Business Planning – Top negotiating techniques for lease agreements

Business Planning – Top negotiating techniques for lease agreements

View more ...

Jeff Thomas

Mortgage Advisor, Family Lender

www.lendingsolutions.net  

703-830-9808

Jeff Thomas is a Mortgage Advisor and Financial Educator with Family Lender, Inc. located in Fairfax, Virginia. Jeff has seen the mortgage business change significantly in the 15 years he has been in the business. Changes such zero down loans, to relaxed underwriting guidelines to borrowing more than the house is actually worth on a purchase or refinance transaction. 

With the changes in the mortgage industry, Jeff has had to make changes in the way he performs his job. Jeff originally thought he was a loan originator, but after realizing the positive impact he could have on other peoples lives he made some basic adjustments to his business and now sees his position and career as a financial educator.

By taking the time upfront to get to know the people he serves, Jeff has been able to positively impact and improve the lives of the people he works with by providing relevant and timely advice. . This assistance comes in many forms, from insurance to painting to helping interview the right retirement professional. This core group of professionals allows Jeff to concentrate on providing the right advice for each person he works with.

Jeff is one of 200 people in the country that is both a Certified Mortgage Planning Specialist – CMPS and a Certified Liability Advisor – CLA. Jeff recently co-authored a book with Todd Ballinger, called “Borrow Smart Retire Rich”.  The principles addressed in the book will be covered throughout the video. 

Jeff hopes you gain insight on how to purchase and finance a home and hopefully you will find your time well spent and walk away with some information you did not know before.  Jeff Thomas, Where Advice Does Make A Difference!

 

If I don't like the realtor I chose, am I stuck with them?

Mortgage Advisor Jeff Thomas provides tips for interviewing a real estate agent and what to look for when signing a contract.

This expert: 142,606 views
This series: 19,790 views

Download to Mobile Device

Print

Transcripts

Host: If I don't like the realtor I chose, am I stuck with them? Jeff Thomas:You are definitely not stuck to the agent but when you are reviewing the -- when you are interviewing your agent, you need to make sure upfront that you ask a couple of questions as if we come to an issue and we can't resolve this issue, how do I get out of this contract? Because you are going to sign a contract with your buyer's agent. It's the buyer's agency contract and it's going to tell you exactly what the terms of the contract are. How long that you two are going to work together. So you want to make sure that when you talk to them that you have an out and it's not very hard to get out. Most professional real estate agents or realtors, they are not going to want to continue working with you if you don't want to continue working with them. The first question they are probably going to ask you is what can we do to resolve this issue? If it can't be resolved then they will probably refer you to an agent in their office. If you don't want that and they still won't let you out, your next concession is to go to and talk to the managing broker. That is the person that manages the office and that person probably doesn't want you working with their agent either, because you are wasting their time and they are wasting your time at the same time while you are looking for a house. It's just not a mutually convenient relationship. 1

How does credit fit into the mortgage equation?

How does credit fit into the mortgage equation?

What are the key obstacles associated with character as it relates to getting a mortgage?

What are the key obstacles associated with character as it relates to getting a mortgage?

How long does the mortgage process take?

How long does the mortgage process take?

What information will we need to provide when applying for a mortgage?

What information will we need to provide when applying for a mortgage?

How does your mortgage decision relate to product?

How does your mortgage decision relate to product?

How does your mortgage decision relate to payment?

How does your mortgage decision relate to payment?

How does your mortgage decision relate to availability?

How does your mortgage decision relate to availability?

How does your mortgage decision relate to amount?

How does your mortgage decision relate to amount?

How does your mortgage decision relate to management?

How does your mortgage decision relate to management?

How does your mortgage decision relate to protection?

How does your mortgage decision relate to protection?