Mortgage Advisor - 227846, 227846
Jeff Thomas is a Mortgage Advisor and Financial Educator in Fairfax, Virginia. Jeff has seen the mortgage business change significantly in the 20 years he has been in the business. Changes such as zero down loans, to relaxed underwriting guidelines to borrowing more than the house is actually worth on a purchase or refinance transaction. The industry has come full circle and is back to loans requiring a down payment and borrowers actually having to qualify for the mortgage that want to apply for.
With the changes in the mortgage industry, Jeff has had to make changes in the way he performs his job. Jeff originally thought he was a loan originator, but after realizing the positive impact he could have on other peoples lives he made some basic adjustments to his business and now sees his position and career as a financial educator.
By taking the time upfront to get to know the people he serves, Jeff has been able to positively impact and improve the lives of the people he works with by providing relevant and timely advice.
This assistance comes in many forms, from insurance to painting to helping interview the right retirement professional. This core group of professionals allows Jeff to concentrate on providing the right advice for each person he works with.
Jeff recently co-authored a book with Todd Ballinger, called “Borrow Smart Retire Rich”. The principles addressed in the book will be covered throughout the video.
Jeff hopes you gain insight on how to purchase and finance a home and hopefully you will find your time well spent and walk away with some information you did not know before. Jeff Thomas, Where Advice Does Make A Difference!
What is an adjustable rate mortgage?
Mortgage Advisor Jeff Thomas discusses what an adjustable rate mortgage is and how the interest rate is not fixed for the entirety of the loan.
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