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How can I create a good PIN number or password?

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Host:How can I create a good PIN number or password?

Linda Sherry: The most important thing in creating a PIN or password is to make sure that you use a combination of letters and numbers. Don't use obvious things that a lot of people might use; like for instance, the pet's name is a very common thing and somebody could find that about you, just where you walk your dog, for instance; they might know your dog's name is Rover. Besides that, change them frequently. Don't just keep it there forever. Make sure that when you use especially when you are going to bank accounts and that kind of places online, that you don't use the remember me password function, which is of course, is so easy to use. Never ever write down your PINs and passwords; memorize them. That's the key step you can take and certainly never write it down anywhere near proximity to the bank card or the credit card where it can be used with.

Expert: Linda Sherry

Director, National Priorities

http://www.consumer-action.org

Email: editor@consumer-action.org

Linda Sherry, Consumer Action’s director of national priorities and one of the organization’s chief spokespersons, joined the San Francisco-based national consumer education and advocacy group in 1994 from a background as a weekly newspaper reporter.Consumer Action (www.consumer-action.org), founded in 1971, has a national reputation for free multilingual consumer education on personal finance More »