How to Buy Health Insurance - The "Young Invincibles"

How to Buy Health Insurance - The "Young Invincibles"

Who are the Young Invincibles?

Who are the Young Invincibles?

When you're young and healthy, why would you need health insurance?

When you're young and healthy, why would you need health insurance?

Is it possible for young adults to find affordable health insurance?

Is it possible for young adults to find affordable health insurance?

What kind of coverage or plans should young adults look for?

What kind of coverage or plans should young adults look for?

Most young people don't want to sit down with an insurance broker.  What are their options?

Most young people don't want to sit down with an insurance broker. What are their options?

Is it difficult to understand all that insurance jargon?

Is it difficult to understand all that insurance jargon?

What if an employer doesn't offer health insurance?

What if an employer doesn't offer health insurance?

If I change jobs, can I take my employer coverage with me?

If I change jobs, can I take my employer coverage with me?

If someone has never bought health insurance before, are their tips to help them?

If someone has never bought health insurance before, are their tips to help them?

What should employees look for in their company's health insurance plan?

What should employees look for in their company's health insurance plan?

When should employees evaluate their employer's health insurance?

When should employees evaluate their employer's health insurance?

If an employee is offered health insurance from their company, will it be the most affordable plan they can find?

If an employee is offered health insurance from their company, will it be the most affordable plan they can find?

What are some affordable health insurance options?

What are some affordable health insurance options?

If you're not offered health benefits at work, what can be done about it?

If you're not offered health benefits at work, what can be done about it?

How to Buy Health Insurance - Employees

How to Buy Health Insurance - Employees

How can I find a real person to talk to about my insurance needs?

How can I find a real person to talk to about my insurance needs?

Is having a high deductible plan in order to keep premiums low a good thing?

Is having a high deductible plan in order to keep premiums low a good thing?

Where can the self-employed go to evaluate plans from different companies?

Where can the self-employed go to evaluate plans from different companies?

If just starting a new business, is it better to put off buying health insurance?

If just starting a new business, is it better to put off buying health insurance?

Is it better to join an association and become part of a group health insurance plan?

Is it better to join an association and become part of a group health insurance plan?

What are some tips for self-employed people?

What are some tips for self-employed people?

How can a self-employed person find affordable health insurance?

How can a self-employed person find affordable health insurance?

How to Buy Health Insurance - Self Employed

How to Buy Health Insurance - Self Employed

How often should we review our existing plan and what should we look for?

How often should we review our existing plan and what should we look for?

What happens if we lose our employer health insurance due to lay-offs?

What happens if we lose our employer health insurance due to lay-offs?

Why would young children need health insurance when there are so many free programs available?

Why would young children need health insurance when there are so many free programs available?

What are some common mistakes that people make when buying health insurance?

What are some common mistakes that people make when buying health insurance?

What are some other ways a family can save money on health insurance?

What are some other ways a family can save money on health insurance?

What should a family look for when buying health insurance so that it fits all their needs?

What should a family look for when buying health insurance so that it fits all their needs?

If a family member is diagnosed with a disease, will it affect affordable coverage for other family members?

If a family member is diagnosed with a disease, will it affect affordable coverage for other family members?

Is it important to have health insurance for everyone in the family?

Is it important to have health insurance for everyone in the family?

How to Buy Health Insurance - Families

How to Buy Health Insurance - Families

What kind of expenses can I use the Health Savings Account for?

What kind of expenses can I use the Health Savings Account for?

Are all high deductible plans HSA eligible?

Are all high deductible plans HSA eligible?

Who is an HSA for?

Who is an HSA for?

Is everyone eligible for HSAs?

Is everyone eligible for HSAs?

How could an HSA help me save for retirement?

How could an HSA help me save for retirement?

How can I use my HSA to help me save on premiums?

How can I use my HSA to help me save on premiums?

How should I go about choosing the best HSA for my situation?

How should I go about choosing the best HSA for my situation?

How much money can I put into my account?

How much money can I put into my account?

How exactly do HSAs work?

How exactly do HSAs work?

What are health insurance Health Savings Accounts?

What are health insurance Health Savings Accounts?

How to Buy Health Insurance - Health Savings Accounts

How to Buy Health Insurance - Health Savings Accounts

How do I get started purchasing health insurance?

How do I get started purchasing health insurance?

What is an FFS?

What is an FFS?

What is a POS?

What is a POS?

What is a PPO?

What is a PPO?

What is an HMO?

What is an HMO?

What factors determine health insurance premiums?

What factors determine health insurance premiums?

How to Buy Health Insurance - Definitions & Purchasing

How to Buy Health Insurance - Definitions & Purchasing

Is health insurance guaranteed in the United States?

Is health insurance guaranteed in the United States?

What if people just can't afford health insurance?

What if people just can't afford health insurance?

What are some options for the 10 million uninsured children in this country?

What are some options for the 10 million uninsured children in this country?

How important is it to have health insurance?

How important is it to have health insurance?

What are their options for finding affordable health insurance?

What are their options for finding affordable health insurance?

Why are they uninsured?

Why are they uninsured?

Who are the uninsured?

Who are the uninsured?

How to Buy Health Insurance - Being Uninsured

How to Buy Health Insurance - Being Uninsured

Are there any other tips for finding affordable coverage?

Are there any other tips for finding affordable coverage?

Can people with only 6-12 months before Medicare find affordable short term insurance?

Can people with only 6-12 months before Medicare find affordable short term insurance?

Does health insurance become more expensive as we age, even if we're healthy?

Does health insurance become more expensive as we age, even if we're healthy?

What options are available to early retirees that must find their own health insurance?

What options are available to early retirees that must find their own health insurance?

What insurance options are available to baby boomers?

What insurance options are available to baby boomers?

How to Buy Health Insurance - Early Retirees

How to Buy Health Insurance - Early Retirees

What if an employer doesn't offer health insurance?

What if an employer doesn't offer health insurance?

Is it difficult to understand all that insurance jargon?

Is it difficult to understand all that insurance jargon?

Most young people don't want to sit down with an insurance broker.  What are their options?

Most young people don't want to sit down with an insurance broker. What are their options?

What kind of coverage or plans should young adults look for?

What kind of coverage or plans should young adults look for?

Is it possible for young adults to find affordable health insurance?

Is it possible for young adults to find affordable health insurance?

When you're young and healthy, why would you need health insurance?

When you're young and healthy, why would you need health insurance?

Who are the Young Invincibles?

Who are the Young Invincibles?

How to Buy Health Insurance - The "Young Invincibles"

How to Buy Health Insurance - The "Young Invincibles"

How To Improve Your Handwriting

How To Improve Your Handwriting

Money Management Tips For Teens

Money Management Tips For Teens

Opportunities For Civilian Service In The Military Community

Opportunities For Civilian Service In The Military Community

Learn To Better Understand Military Culture

Learn To Better Understand Military Culture

Helping Military Children Thrive

Helping Military Children Thrive

Critical Support Information For Educators Of Military Students

Critical Support Information For Educators Of Military Students

How To Translate Military Skills Into Civilian Skills

How To Translate Military Skills Into Civilian Skills

Top Accounting Jobs

Top Accounting Jobs

How To Use Social Media For Your Job Search

How To Use Social Media For Your Job Search

Top Sales Jobs

Top Sales Jobs

How To Be A Professional In Your Everyday Life

How To Be A Professional In Your Everyday Life

Top Work Place Behavior Do's And Don’ts

Top Work Place Behavior Do's And Don’ts

View more ...

eHealthInsurance

www.ehealthinsurance.com  

(800) 977-8860

eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the leading online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers' needs.

Licensed to market and sell health insurance in all 50 states and the District of Columbia, eHealthInsurance has developed partnerships with more than 160 health insurance companies, offering more than 7,000 health insurance products online.

The company's technology platform is able to communicate electronically with insurance carrier partners, which enables a simpler, more streamlined health insurance application process. This technical connection with the back-office processes of health insurance companies can facilitate rapid approval of applications and real-time communication between carrier and consumer throughout the process.

eHealthInsurance provides consumers with transparency of information about a broad array of health insurance plans with a selection of price and benefit options, complemented by a full-service Customer Care Center of highly trained customer service representatives. Available via a toll free number, online chat, email or fax, the Customer Care team answers consumer questions throughout the process of buying and using health insurance.

eHealthInsurance was founded in 1997 and its technology was responsible for the nation's first Internet-based sale of a health insurance policy. We are headquartered in Mountain View, California.

<span>The content provided by eHealthInsurance on this Website is for informational purposes only. This content is general in nature, and is not intended to be a substitute for advice from a licensed insurance agent. </span>

Who are the Young Invincibles?

Senior Vice President of eHealthInsurance Bob Hurley describes why young, healthy individuals should purchase insurance.

Print

Transcripts

Host: Who are the young invincibles?

Bob Hurley: The young invincibles, these are folks that are between the ages of 18 and 34. So it's neat to think that you can still be over 30 and be considered a young invincible. So it's good news for those that are between 30 and 34, but these are people that have difficulty justifying the cost of health insurance for themselves. Some of them frankly, are totally ignorant to the fact that health insurance is even something that they need to get. In fact, I talked to young people quite a bit as I travel about the country and one of the things I hear is, "I never had to think about health insurance because my parents covered me until I was 24 and getting out of college. So then, I got out of college and I just thought my job would cover me," and yet they go into career paths that are unique and different from the ones that their parents chose. Many of them are freelance writers. I meet freelancer writers a lot who don't have coverage through an employer because they are self employed basically, and they don't know where to go to get health insurance.

Another big segment of people that are uninsured are those that are going off and starting their own little businesses. On a hi-tech industry there are many young people that come out of college, they have great new ideas, they want to innovate some particular market segment and they want to stick their own business in and they have to go out and search for their own coverage. So anybody that is young and typically, independent of some employer is going to need health insurance and a lot of them put it well down their list of priorities when it comes to their spending for themselves.