Is it possible for young adults to find affordable health insurance?
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How to Buy Health Insurance - The "Young Invincibles"
Who are the Young Invincibles?
When you're young and healthy, why would you need health insurance?
Is it possible for young adults to find affordable health insurance?
What kind of coverage or plans should young adults look for?
Most young people don't want to sit down with an insurance broker. What are their options?
Is it difficult to understand all that insurance jargon?
What if an employer doesn't offer health insurance?
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eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the leading online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers' needs.
Licensed to market and sell health insurance in all 50 states and the District of Columbia, eHealthInsurance has developed partnerships with more than 160 health insurance companies, offering more than 7,000 health insurance products online.
The company's technology platform is able to communicate electronically with insurance carrier partners, which enables a simpler, more streamlined health insurance application process. This technical connection with the back-office processes of health insurance companies can facilitate rapid approval of applications and real-time communication between carrier and consumer throughout the process.
eHealthInsurance provides consumers with transparency of information about a broad array of health insurance plans with a selection of price and benefit options, complemented by a full-service Customer Care Center of highly trained customer service representatives. Available via a toll free number, online chat, email or fax, the Customer Care team answers consumer questions throughout the process of buying and using health insurance.
eHealthInsurance was founded in 1997 and its technology was responsible for the nation's first Internet-based sale of a health insurance policy. We are headquartered in Mountain View, California.
<span>The content provided by eHealthInsurance on this Website is for informational purposes only. This content is general in nature, and is not intended to be a substitute for advice from a licensed insurance agent. </span>
Is it possible for young adults to find affordable health insurance?
Senior Vice President of eHealthInsurance Bob Hurley talks about affordable insurance options available to young adults.
Transcripts
Host: Is it possible for young adults to find affordable health insurance?
Bob Hurley: This young invincible age group is uniquely positioned to get very affordable health insurance. Most often, they don't have any health conditions that have established themselves. When folks get to their 40's and 50's they often have some kind of condition and then it becomes more complicated to get health insurance.
When you are in your 20's, you are a young invincible, you typically don't have any health conditions and so if the health questionnaire piece of your health insurance is going to go very quickly because you simply don't have any conditions. The other thing that's great about this age group is because you are young and typically, utilize less care than some of the folks that are in the older age groups, the health insurance is very affordable. You can typically find a policy in most cities around the country for somewhere around $50, $60, $70 a month and that's going to cover, give you access to see a doctor certainly, to have your hospital stays covered and then finally, it will get you access to pharmacy benefits which can be important to keep you healthy. So that you can get access to the medicines that are going to get you over that bronchitis or that nasty cold you get. So, young invincibles are in a great position to be able to have access to coverage at a very affordable price.
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