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How to Buy Health Insurance - The "Young Invincibles"

Most young people don't want to sit down with an insurance broker. What are their options?

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eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the leading online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers' needs.

Licensed to market and sell health insurance in all 50 states and the District of Columbia, eHealthInsurance has developed partnerships with more than 160 health insurance companies, offering more than 7,000 health insurance products online.

The company's technology platform is able to communicate electronically with insurance carrier partners, which enables a simpler, more streamlined health insurance application process. This technical connection with the back-office processes of health insurance companies can facilitate rapid approval of applications and real-time communication between carrier and consumer throughout the process.

eHealthInsurance provides consumers with transparency of information about a broad array of health insurance plans with a selection of price and benefit options, complemented by a full-service Customer Care Center of highly trained customer service representatives. Available via a toll free number, online chat, email or fax, the Customer Care team answers consumer questions throughout the process of buying and using health insurance.

eHealthInsurance was founded in 1997 and its technology was responsible for the nation's first Internet-based sale of a health insurance policy. We are headquartered in Mountain View, California.

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Most young people don't want to sit down with an insurance broker. What are their options?

 

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Host: Most young people don't want to sit down with an insurance broker, what are their options?

Bob Hurley: So many young people, they just can't imagine sitting on a kitchen table with a health insurance broker to go through a health insurance application process. They don't want to do that, the great news for these young people is that they can do something that they are typically very comfortable with.

They can use technology now, they can go out to the internet, they can type in health insurance on Google, they can be lead then to a website like ours where they can then actually learn about health insurance in the comfort of their own bedroom or frankly, they can lounge at by the pool and shop for health insurance with the right connection for their PC. But they can go out and surf the web and actually, learn about health insurance on their own in the quiet comfort of their own surrounding and they can then compare health insurance plans that are available in their specific area and do that right online and then they can actually apply for health insurance right online.

When you are a young invincible typically, you don't have many health insurance conditions and so the application process is going to be very simple. In some cases, you can actually get your notification of approval in 24 hours. So young people need to know it's really simple to do now for them because of the internet and because of their skills like using the internet. It will be very simple for them to get on to the internet and be able to find a website like ours where they can actually do everything right there from their PC.

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