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How to Buy Health Insurance - Being Uninsured

Who are the uninsured?

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eHealthInsurance
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eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the leading online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers' needs.

Licensed to market and sell health insurance in all 50 states and the District of Columbia, eHealthInsurance has developed partnerships with more than 160 health insurance companies, offering more than 7,000 health insurance products online.

The company's technology platform is able to communicate electronically with insurance carrier partners, which enables a simpler, more streamlined health insurance application process. This technical connection with the back-office processes of health insurance companies can facilitate rapid approval of applications and real-time communication between carrier and consumer throughout the process.

eHealthInsurance provides consumers with transparency of information about a broad array of health insurance plans with a selection of price and benefit options, complemented by a full-service Customer Care Center of highly trained customer service representatives. Available via a toll free number, online chat, email or fax, the Customer Care team answers consumer questions throughout the process of buying and using health insurance.

eHealthInsurance was founded in 1997 and its technology was responsible for the nation's first Internet-based sale of a health insurance policy. We are headquartered in Mountain View, California.

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Transcripts

Host: Who are the uninsured?

Bob Hurley: The uninsured are made up of a large number of different segments within the uninsured. In fact, when you hear about the uninsured been talked about in the media you really need to stop and think about who are they talking about because it's a very broad segment of people that are in the uninsured number. One of the largest segments actually is those people that are 18-34 years old. In fact, they have make up over a half of the uninsured.

They often are referred to as the young invincibles and that is because simply they don't see the value of having health insurance coverage because they are young and they are healthy and so this is a very significant problem for us to bring those young people into the insurance pools.

Another large segment of the uninsured are what we call newcomers to the country, whether they come to the country legally or illegally these folks are typically not getting into the insurance pools and some of that is a cultural thing. Many of them have come from countries that health insurance may have been provided through the Government and so they simply don't understand our system of health insurance and they simply don't buy into it because they just don't understand it and so they make up of a large segment of our uninsured population.

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