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How to Buy Health Insurance - Being Uninsured

Why are they uninsured?

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eHealthInsurance
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eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the leading online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers' needs.

Licensed to market and sell health insurance in all 50 states and the District of Columbia, eHealthInsurance has developed partnerships with more than 160 health insurance companies, offering more than 7,000 health insurance products online.

The company's technology platform is able to communicate electronically with insurance carrier partners, which enables a simpler, more streamlined health insurance application process. This technical connection with the back-office processes of health insurance companies can facilitate rapid approval of applications and real-time communication between carrier and consumer throughout the process.

eHealthInsurance provides consumers with transparency of information about a broad array of health insurance plans with a selection of price and benefit options, complemented by a full-service Customer Care Center of highly trained customer service representatives. Available via a toll free number, online chat, email or fax, the Customer Care team answers consumer questions throughout the process of buying and using health insurance.

eHealthInsurance was founded in 1997 and its technology was responsible for the nation's first Internet-based sale of a health insurance policy. We are headquartered in Mountain View, California.

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Transcripts

Host: Why they are uninsured?

Bob Hurley: There are many reasons why people go uninsured. One of the interesting facts about the uninsured is about 10 million out of the 47 million people that are uninsured in this country actually make more than $75,000 a year. What's interesting about that is those folks most likely can afford to buy a health insurance and they simply choose not to do so for many different reasons and I don't think any of us have a good understanding why they choose not to do, but obviously, they are choosing not to afford a health insurance. There is another large segment that simply cannot afford it. They truly don't make enough money to pay for their health insurance coverage and many of these people need some kind of help, some kind of subsidy from the Government. Then as I was mentioning before there are many, there are young people that simply don't believe they need coverage. They are young, they are healthy, they are active, they don't see the value of buying health insurance because in some states it can be very, very expensive.

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