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Who is an HSA for?

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  • Who is an HSA for?

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    Insurance, Health, Coverage, Policy, Premiums, Requirements, Purchase, Medical, Medicine, Pharmacy, Doctor, Family, Parent, Child, Children, Adult, Young, Senior, Retiree, Retirement, Expenses, Savings, Account, Hsa, Hmo, Ppo, Pos, Ffs

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    Host: Who is an HSA for? Bob Hurley: HSAs are for anyone who wants to save money on their health insurance cost and plan for the future. With the HSA arrangement you typically are buying a higher deductible Health Insurance Plan, you are saving money on the monthly premium and then you are funding a Health Savings Account that can be there for you when you need it in later years.Obviously, young people it would be very powerful for the young invincibles, those people that are in their 20s to set up one of these accounts because they have a longer period of time to save in the account and have that momentum and the power of that tax advantage, savings building up over many years, but it can be very powerful as well for the early retiree who wants to put money aside and have it there for their healthcare related expenses. Those people that are 55 year or older can actually put in more than the minimum amounts that are allowed each year and each year that's going to be continuing to step up to allow people that are starting this process a little later to have an extra chance to put some additional funds into these accounts. So really, they are good for anybody that wants to save money on their Health Insurance Premiums and have a tremendous savings vehicle to plan for the future.

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