What are some tips for self-employed people?
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eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the leading online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers' needs.
Licensed to market and sell health insurance in all 50 states and the District of Columbia, eHealthInsurance has developed partnerships with more than 160 health insurance companies, offering more than 7,000 health insurance products online.
The company's technology platform is able to communicate electronically with insurance carrier partners, which enables a simpler, more streamlined health insurance application process. This technical connection with the back-office processes of health insurance companies can facilitate rapid approval of applications and real-time communication between carrier and consumer throughout the process.
eHealthInsurance provides consumers with transparency of information about a broad array of health insurance plans with a selection of price and benefit options, complemented by a full-service Customer Care Center of highly trained customer service representatives. Available via a toll free number, online chat, email or fax, the Customer Care team answers consumer questions throughout the process of buying and using health insurance.
eHealthInsurance was founded in 1997 and its technology was responsible for the nation's first Internet-based sale of a health insurance policy. We are headquartered in Mountain View, California.
<span>The content provided by eHealthInsurance on this Website is for informational purposes only. This content is general in nature, and is not intended to be a substitute for advice from a licensed insurance agent. </span>
What are some tips for self-employed people?
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Transcripts
Host: What are some tips for self-employed people?
Bob Hurley: So some tips for self-employed people on buying health insurance is typically, you want to keep your cost down. This is especially important if you are not somebody that utilize catalog, you don't go to the doctor a lot, I would encourage you to consider a plan that has a deductible associated with it. What that means is simply you are going to pay for a portion of your care that year before the insurance kicks in. Often times, deductibles are in the range of $1,000 or $1,500 or $2,000 and again, simply that means if for that first $1,000 or $1,500 you are going to be covering any of your routine office visits to a doctor or routine medicines that you may need to get for that common cold or whatever you may develop that year.
So I would encourage you to go with a higher deductible plan, it's going to save you money on your monthly premium and it's also going to stabilize your premiums overtime because typically, those higher deductible plans don't see the kind of inflationary pressures that some of the lower deductible plans see. So I think the first tip is, go ahead and find a higher deductible health insurance plan.
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