Home  |  Health & Fitness  |  Men's Health  | 

How to Buy Health Insurance - Self Employed

If just starting a new business, is it better to put off buying health insurance?

To properly view this site, javascript must be enabled and Flash version 9 or higher must be installed.
Get the latest Flash player
  • eHealthInsurance
    www.ehealthinsurance.com  
    (800) 977-8860

    eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the leading online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers' needs.

    Licensed to market and sell health insurance in all 50 states and the District of Columbia, eHealthInsurance has developed partnerships with more than 160 health insurance companies, offering more than 7,000 health insurance products online.

    The company's technology platform is able to communicate electronically with insurance carrier partners, which enables a simpler, more streamlined health insurance application process. This technical connection with the back-office processes of health insurance companies can facilitate rapid approval of applications and real-time communication between carrier and consumer throughout the process.

    eHealthInsurance provides consumers with transparency of information about a broad array of health insurance plans with a selection of price and benefit options, complemented by a full-service Customer Care Center of highly trained customer service representatives. Available via a toll free number, online chat, email or fax, the Customer Care team answers consumer questions throughout the process of buying and using health insurance.

    eHealthInsurance was founded in 1997 and its technology was responsible for the nation's first Internet-based sale of a health insurance policy. We are headquartered in Mountain View, California.

    <span>The content provided by eHealthInsurance on this Website is for informational purposes only. This content is general in nature, and is not intended to be a substitute for advice from a licensed insurance agent. </span>

  • If just starting a new business, is it better to put off buying health insurance?

     

    This expert: 30,977 views

    This series: 3,479 views

    Rate this Video

    • Currently 0.0/5 Stars.
    • 1
    • 2
    • 3
    • 4
    • 5
    Download to Mobile Device
    Tags:

    Insurance

    ,

    Self employed

    ,

    Health

    ,

    Coverage

    ,

    Policy

    ,

    Premiums

    ,

    Requirements

    ,

    Purchase

    ,

    Medical

    ,

    Medicine

    ,

    Pharmacy

    ,

    Doctor

    ,

    Family

    ,

    Parent

    ,

    Child

    ,

    Children

    ,

    Adult

    ,

    Young

    ,

    Senior

    ,

    Retiree

    ,

    Retirement

    ,

    Expenses

    ,

    Savings

    ,

    Account

    ,

    Hsa

    ,

    Hmo

    ,

    Ppo

    ,

    Pos

    ,

    Ffs

    Comments:

    0 (Read Comments) (Add Comment)

  • Transcripts

    <p>Host: If you are just starting a new business, is it better to put off buying health insurance until you can afford an all inclusive plan?</p><p>Bob Hurley: Many people that are just starting out on their own, their own business they will say, "I don't have money for health insurance. I need the money to support whatever my new business is and I don't have money for health insurance.</p><p>" That's really not the way to look at it. That's a huge mistake and let me tell you why. Your health is -- you are almost completely counting on your health in order to make your business go. Without you, your business is not going to go, you need your health and therefore, if you get sick and you don't have access to coverage, two things are going to happen. One, you are probably not going to seek care soon enough, you are not going to seek it when you should, when the first onset or whatever the symptoms are present themselves you are probably not going to access care because you are concerned about the cost of accessing care. That's number one, but number two is if something bad happens to you and you do have some kind of catastrophic condition that requires a lot of care, you could be very quickly running up a $10,000 or $12,000 bill for healthcare and that can absolutely put a major roadblock in your success of developing your new business. So this is one of those situations where you don't want to be a 'Penny wise and pound foolish.</p><p>' Get that coverage, you can buy a higher deductible plan, keep your monthly premium down, build in into the cost of doing your business and meanwhile, you are going to have the access to care that you need to keep yourself well and you are going to protect yourself from that catastrophic loss that could absolutely, completely derail the dream that you have in building your business. So self-employed folks don't put insurance on the back row, get it now, get it upfront and build it into the cost of doing business. </p>

Other Videos

  • Where do beverages fit in to a healthy diet?

    Where do beverages fit in to a healthy diet?

     

  • What are the medications that help you quit smoking?

    What are the medications that help you quit smoking?

    This video series will show you how to quit smoking. Eletta Hansen, RN and Certified Tobacco Treatment Specialist, describes the addiction to nicotine, how to quit smoking, and the approved… More »

  • What can I do to reduce risk of health problems?

    What can I do to reduce risk of health problems?

     

  • How to Use a Stability Ball

    How to Use a Stability Ball

    Personal trainer, Meredith Nelson, demonstrates how a stability ball can strengthen your core and balance, while building muscle.

  • Toothbrush Use

    Toothbrush Use

    In this video, general dentist Dr. Isabel Kelly emphasizes the importance of good oral hygiene. This video focuses on how to brush your teeth. It includes recommendations of dental products and… More »

  • Exercise - How to Improve Posture

    Exercise - How to Improve Posture

    In this video, Doctor Neil King, founder of King Chiropractic in Maryland, demonstrates exercises for dynamic posture. Great posture gives you an attractive confidence, helping you to feel… More »