Home  |  Health & Fitness  |  Men's Health  | 

How to Buy Health Insurance - Employees

When should employees evaluate their employer's health insurance?

To properly view this site, javascript must be enabled and Flash version 9 or higher must be installed.
Get the latest Flash player
  • eHealthInsurance
    www.ehealthinsurance.com  
    (800) 977-8860

    eHealth, Inc. is the parent company of eHealthInsurance Services Inc., the leading online source of health insurance for individuals, families and small businesses. eHealthInsurance presents complex health insurance information in an objective, user-friendly format, enabling the research, analysis, comparison and purchase of health insurance products that best meet consumers' needs.

    Licensed to market and sell health insurance in all 50 states and the District of Columbia, eHealthInsurance has developed partnerships with more than 160 health insurance companies, offering more than 7,000 health insurance products online.

    The company's technology platform is able to communicate electronically with insurance carrier partners, which enables a simpler, more streamlined health insurance application process. This technical connection with the back-office processes of health insurance companies can facilitate rapid approval of applications and real-time communication between carrier and consumer throughout the process.

    eHealthInsurance provides consumers with transparency of information about a broad array of health insurance plans with a selection of price and benefit options, complemented by a full-service Customer Care Center of highly trained customer service representatives. Available via a toll free number, online chat, email or fax, the Customer Care team answers consumer questions throughout the process of buying and using health insurance.

    eHealthInsurance was founded in 1997 and its technology was responsible for the nation's first Internet-based sale of a health insurance policy. We are headquartered in Mountain View, California.

    <span>The content provided by eHealthInsurance on this Website is for informational purposes only. This content is general in nature, and is not intended to be a substitute for advice from a licensed insurance agent. </span>

  • When should employees evaluate their employer's health insurance?

     

    This expert: 30,975 views

    This series: 3,448 views

    Rate this Video

    • Currently 0.0/5 Stars.
    • 1
    • 2
    • 3
    • 4
    • 5
    Download to Mobile Device
    Tags:

    Insurance

    ,

    Employee

    ,

    Employer

    ,

    Business

    ,

    Work

    ,

    Job

    ,

    Employed

    ,

    Self-employed

    ,

    Health

    ,

    Medical

    ,

    Medicine

    ,

    Doctor

    ,

    Pharmacy

    ,

    Pharmaceuticals

    ,

    Hsa

    ,

    Hmo

    ,

    Coverage

    ,

    Plans

    ,

    Benefits

    ,

    Deductibles

    ,

    Premium

    ,

    Account

    ,

    Payments

    ,

    Family

    ,

    Children

    ,

    Child

    ,

    Parent

    ,

    Retiree

    ,

    Retirement

    ,

    Young

    ,

    Adult

    ,

    Senior

    Comments:

    0 (Read Comments) (Add Comment)

  • Transcripts

    <p>Host: When should employees evaluate their employer's health insurance?</p><p>Bob Hurley: Employees should evaluate their employer's health insurance certainly when they are taking their job. Often times, we take our job and then it's on this first day of work that we get handed our health benefits package and the whole process is pretty much just assumed that we are going to take the coverage. I would actually encourage you during the interview process, ask your potential employer if you could actually get a copy of the health insurance benefit package that you would be offered if you were to get that job and actually, go back and review it and see what kind of benefit package that you are getting and then certainly, if you don't do it then on that day that you are finally given that package, you need to take that package home and to review it.</p><p>Find out what's in it, what's covered, what's not covered. The other good question to ask your employer is how much of the coverage are they providing, how much are they covering of the cost of that coverage? Many employers are only paying for the employee's coverage and they pay nothing for the other family members at all. Many employees don't realize this that's why it's so expensive and in some cases employers are only paying one half of the employee's cost of coverage and then nothing on the other family members and it can get very expensive that way.</p><p>So ask your employer what is the employer contribution towards the cost of my health coverage and how much am I covering. That will give you a good sense of how much of the cost you are on the hook for anyway and then if you are on the hook for a significant portion of it anyway, then you might as well go out and shop on your own and see if you can buy a health insurance plan for yourself and your family members that's more affordable. Again, typically we have families saving hundreds of dollars a year, if not thousands in many cases, by going off on their own and buying their own coverage.</p>

Other Videos

  • Exercise your Abs

    Exercise your Abs

    In this video series, 'How to do Abs,' group-x director/ personal trainer, Margie Weiss, describes the various areas of the core that need to be strengthened, no matter who you are or what you… More »

  • How to Use a Stability Ball

    How to Use a Stability Ball

    Personal trainer, Meredith Nelson, demonstrates how a stability ball can strengthen your core and balance, while building muscle.

  • How does CPR help a cardiac arrest victim?

    How does CPR help a cardiac arrest victim?

    In this video, Dr. Robert O'Connor, professor & chair of the Department of Emergency Medicine at the University of Virginia Health System, discusses how CPR helps cardiac arrest victims.

  • What are the best types of exercise?

    What are the best types of exercise?

     

  • What are the medications that help you quit smoking?

    What are the medications that help you quit smoking?

    This video series will show you how to quit smoking. Eletta Hansen, RN and Certified Tobacco Treatment Specialist, describes the addiction to nicotine, how to quit smoking, and the approved… More »

  • 4-minute Cardio Blast Workout

    4-minute Cardio Blast Workout

    http://www.yurielkaim.com Pressed for time? Try this quick yet effective cardio workout anywhere you like! In just 4 minutes you will burn more calories than most people do in a full… More »