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What are variable life and variable universal life policies?

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Bob Ley with AIG
Vice-President of Sales with AIG American General, AIG
Term Life Insurance  

American International Group, Inc. (AIG), a world leader in insurance and financial services, is the leading international insurance organization with operations in more than 130 countries and jurisdictions.  AIG companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer.  In addition, AIG companies are leading providers of retirement services, financial services and asset management around the world.  AIG's common stock is listed on the New York Stock Exchange, as well as the stock exchanges in Ireland and Tokyo.

What are variable life and variable universal life policies?

In this video, Bob Ley from insurance company AIG discusses the many issues surrounding how to select and purchase life insurance.

This expert: 55,067 views

This series: 55,066 views

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Host: What are Variable Life and Variable Universal Life policies?

Bob Ley: Variable Life and Variable Universal Life are permanent policies with an investment fund tied to a stock or bond or other investment, unless otherwise stated in each sub-account prospectus. Well, these sub-accounts offer the greatest potential for return, the return is not guaranteed and the principal is subject to investment risk. In other words, you could loose money.

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