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Can I get away with not telling the Insurance Company something that may affect my health coverage?

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Host: Can I get away with not telling the insurance company something that may affect my health coverage?

Bob Ley: Tell the truth, there is no sense in shading the facts on your application to get a lower rate. Be assured when a claim is made the insurance company will investigate before paying. The insurance policies also have a two year contestability period from date of issue to permit the company to challenge life policies, or the insured knowingly made incorrect representations on the application.

Expert: Bob Ley with AIG

Vice-President of Sales with AIG American General

Term Life Insurance

American International Group, Inc. (AIG), a world leader in insurance and financial services, is the leading international insurance organization with operations in more than 130 countries and jurisdictions. AIG companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In addition, AIG companies More »