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How do I choose the right insurance company to buy from?

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Host: How do I choose the right insurance company to buy from?

Bob Ley: There are many factors that should go into your decision. But one you should consider is the companys financial strength. After all an insurance policy is a promise to pay, and you want to be ascertained as you can that the company you choose will be financially healthy when the times comes for your family to collect your insurance policy proceeds. There are several independent rating companies such as Standard and Poors, A.

M. Best Company and Moodys to name a few, which rate life insurance companies on financial strength and claims paying ability. Ask the insurance company what their ratings are with these rating agencies, to help you make your decision on the insurance companys financial strength.

Expert: Bob Ley with AIG

Vice-President of Sales with AIG American General

Term Life Insurance

American International Group, Inc. (AIG), a world leader in insurance and financial services, is the leading international insurance organization with operations in more than 130 countries and jurisdictions. AIG companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In addition, AIG companies More »