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Host: What is the EAFE Index?

David Marotta: The MSCI EAFE Index stands for EAFE; Europe, Australia, and the Far East and it represent all of the foreign stocks outside of the U.

S. in developed countries except Canada. So, a lot of advisors will invest in U.

S. stocks, they will invest in the EAFE and then they may by Canada specifically just a sort of round out the all the developed nations. The developed countries outside the U.

S.

, generally earn a percent or two more than U.

S. stocks, but they are also more volatile.